Despite never having heard of a pension plan before this year, 18-year-old Natalie Penna finds herself discussing New York state’s retirement fund, and its role in financing the fossil fuel industry, quite a lot lately.

“We’re investing in these things that will temporarily benefit the people who are making money off it in their pensions, but what’s left for us afterwards?” she said. “What’s the world going to look like for us?”

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